पनौती–५, काभ्रे ०११-६६२६२८ Information officer: रक्षा तिमल्सिना
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Laxmi Mahila SACCOSSaving & Credit Co-operative Society Ltd.Laxmi Mahila Saving & Credit Co-operative Society Ltd.
Head office011-662628
Service centresBanepa · Dhulikhel
Updates

Documents Required for a Cooperative Loan

Requirements vary by loan type and amount. Use this checklist to prepare, then confirm the final list with the cooperative.

1

Basic information for every application

Provide clear, consistent and current information so the member and application can be verified. Unclear images or mismatched names can delay review.

  • Member number and full name
  • Clear citizenship copy
  • Recent photograph
  • Active mobile number and address
2

Loan purpose and repayment capacity

State whether the loan is for agriculture, business, education, housing or another purpose. Income, turnover or expense evidence may be requested depending on the loan.

  • Requested amount and intended use
  • Available income or business evidence
  • Estimated cost, quotation or plan
  • Existing loans or recurring obligations
3

Security, guarantors and final verification

The same security or guarantor rule does not apply to every loan. The cooperative provides the final checklist based on the product, amount and member circumstances.

  • Ownership papers if security is requested
  • Guarantor identification and consent
  • Site or business verification when required
  • Readable scans of every file before submission

Frequently asked questions

Does every loan require collateral?

No. Security or guarantor requirements depend on the loan type, amount and current cooperative policy.

Can documents be uploaded from a phone?

Yes. Images must be complete and readable; avoid cropped, blurred or reflective document photos.

Namaste! How can I help?

Ask about services or choose a topic. Do not share passwords, PINs, OTPs or account numbers.

Guidance only. Final decisions and private account support are handled by cooperative staff.